Finance & Money Tools

Simple Interest Calculator

Calculate simple interest and total amount

Loan Calculator

Calculate monthly payments and total interest

Loan Amortization Schedule

Generate a full payment-by-payment breakdown with principal, interest, and balance

Mortgage Calculator

Estimate mortgage payments and totals

Refinance Calculator

Calculate break-even point on mortgage refinancing and compare monthly savings

Compound Interest Calculator

Calculate compound growth over time

Savings Goal Calculator

Estimate time to reach a savings goal

Inflation Calculator

Estimate future value with inflation

Credit Card Payoff Calculator

Calculate time to pay off debt and interest saved

Salary to Hourly Calculator

Convert annual salary to hourly rate

Hourly to Salary Calculator

Convert hourly wage to annual salary

Discount Calculator

Calculate final price after discount and savings

Discount Visualizer

Visualize discounts with interactive charts and comparison views

Discount Stack Checker

Test stacked discounts to see step-by-step price breakdown

Margin Calculator

Calculate profit margin from cost and selling price

VAT Calculator

Add or remove VAT from a price

PayPal Fee Calculator

Calculate PayPal transaction fees and net amount received for domestic and international payments, goods and services, and friends/family

Currency Converter

Enter an amount and exchange rate to convert between any two currencies. Shows inverse rate and conversion breakdown.

Net Salary Calculator

Estimate net salary using a flat tax rate

Gross Salary Calculator

Estimate gross salary from net and tax

Income Tax Calculator

Estimate US federal income tax and take-home pay based on 2024 tax brackets

ROI Calculator

Calculate return on investment

Break-Even Calculator

Calculate break-even point

Subscription vs One-Time Calculator

Compare subscription costs vs one-time purchase price over time with break-even analysis

Depreciation Calculator

Calculate asset depreciation using straight-line, declining balance, and sum-of-years-digits methods

Sales Tax Calculator

Calculate sales tax amount and total price

Markup Calculator

Calculate selling price from cost and markup percentage

Raise Calculator

Calculate new salary after a percentage raise

Stock Profit Calculator

Calculate profit/loss from stock trades with commissions

Stock Return Calculator

Calculate total stock investment returns including dividends, capital gains, and annualized performance

Overtime Calculator

Calculate overtime pay at 1.5x or 2x rate

Dividend Calculator

Calculate dividend income and yield from stocks

Car Payment Calculator

Calculate monthly auto loan payments and total cost

Investment Return Calculator

Calculate compound growth with regular contributions

Down Payment Calculator

Calculate home down payment and PMI threshold

Net Worth Calculator

Calculate total net worth from assets and liabilities

Rental Yield Calculator

Calculate rental property ROI and yield percentage

Debt Payoff Calculator

Compare snowball vs avalanche methods with payoff timeline

Debt Consolidation Calculator

Compare multiple individual debts vs a single consolidated loan with savings analysis

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio to assess your borrowing capacity and financial health

Student Loan Calculator

Calculate monthly payments, total interest, and explore forgiveness options

Etsy Fee Calculator

Calculate Etsy seller fees including listing, transaction, and payment processing

AdSense Revenue Estimator

Estimate Google AdSense ad revenue from pageviews, CTR, and CPC

Paycheck Calculator

Calculate net pay from gross salary with tax deductions

Price Per Kg Visualizer

Compare product prices by weight to find the best value per kilogram

Burn Rate & Runway Calculator

Calculate startup runway from burn rate and available cash

Cap Rate Calculator

Calculate real estate capitalization rate and property value

Unit Economics Calculator

Calculate CAC, LTV, margins and unit economics metrics

Unit Economics Breakdown Tool

Analyze revenue, variable costs, and contribution margin per unit

Reorder Point Calculator

Calculate inventory reorder point with safety stock

Recipe Cost Calculator

Calculate food costs with yield loss and determine menu pricing

Safety Stock Planner

Calculate optimal safety stock levels from demand variability and service level

Small Business Shift Profit Analyzer

Analyze profit margins across different shifts to optimize staffing and operations

Menu Item Margin Heatmap

Visualize profit margins across menu items with color-coded heatmap analysis

Restaurant Break-Even Covers Planner

Calculate how many customers you need to serve to break even

Burn Rate Runway Calculator

Visualize startup runway from cash balance and monthly burn rate

Amazon FBA Fee Calculator

Calculate Amazon FBA fees, referral fees, and net profit per unit

Shopify Profit Calculator

Calculate Shopify fees, payment processing costs, and net profit per sale

Self-Employment Tax Calculator

Estimate 1099 self-employment taxes with quarterly payments, deduction simulator, and state tax support

Debt-to-Income Ratio Calculator

Calculate your DTI ratio with visual gauge, lender threshold comparison, and what-if debt payoff simulator

CAGR Calculator

Calculate compound annual growth rate with visual chart, year-by-year table, and reverse projection mode

Capital Gains Tax Calculator

Estimate federal and state capital gains taxes with short-term and long-term rates, NIIT surcharge, and filing status comparison

Home Affordability Calculator

Find how much house you can afford based on income, debts, and down payment with three-tier affordability display

Retirement Savings Calculator

Project retirement savings growth with visual chart, savings gap analysis, and 4% rule withdrawal estimate

401(k) Calculator

Estimate 401(k) growth with employer match, contribution limits, and Traditional vs Roth comparison

Crypto Profit Calculator

Calculate profit, loss, and ROI on cryptocurrency trades with fee calculation and tax holding period indicator

Rent vs Buy Calculator

Compare the total cost of renting versus buying a home over time with breakeven analysis and wealth comparison

FIRE Calculator

Calculate your path to financial independence with FIRE number, savings rate analysis, and Lean/Regular/Fat/Coast FIRE types

NPV Calculator

Calculate net present value from a discount rate and series of cash flows

IRR Calculator

Calculate internal rate of return for a series of cash flows

APR Calculator

Calculate true Annual Percentage Rate including fees and loan costs

APY Calculator

Calculate annual percentage yield from nominal rate and compounding frequency

Budget Calculator

Plan your monthly budget with the 50/30/20 rule or custom allocations

Credit Card Interest Calculator

Calculate how much interest accrues on a credit card balance over time

Annuity Calculator

Calculate present and future value of ordinary and due annuity payments

Bond Calculator

Calculate bond price, yield to maturity, current yield, and duration

CD Calculator

Calculate certificate of deposit earnings, maturity value, and CD ladder strategies

Future Value Calculator

Project how investments grow over time with compound interest and contributions

Present Value Calculator

Calculate what a future sum of money is worth in today dollars

Annuity Calculator

Calculate annuity present value, future value, and periodic payments

APY Calculator

Calculate Annual Percentage Yield and compare compounding frequencies

Auto Loan Calculator

Calculate monthly car payments with down payment, trade-in, and interest

Black-Scholes Calculator

Calculate option prices using the Black-Scholes model for calls and puts

Option Greeks Calculator

Calculate Delta, Gamma, Theta, Vega, and Rho for options pricing

WACC Calculator

Calculate weighted average cost of capital from equity and debt components

CAPM Calculator

Calculate expected return using the Capital Asset Pricing Model

Sharpe Ratio Calculator

Calculate risk-adjusted return with the Sharpe ratio formula

Fibonacci Retracement Calculator

Calculate key Fibonacci retracement and extension levels for technical analysis

529 Plan Calculator

Project college savings growth with 529 plan contributions and tax advantages

RMD Calculator

Calculate required minimum distributions from retirement accounts by age

Energy Label Visualizer

Generate EU-style energy efficiency labels (A-G) and calculate annual costs

Car Depreciation Calculator

Estimate vehicle value based on age, mileage, and type

Business Loan Calculator

Calculate business loan payments, total cost, and amortization

Amazon Profit Calculator

Calculate Amazon seller profit with FBA fees and margins

Solar Panel Payback Calculator

Calculate solar panel payback period, ROI, and lifetime savings

Time Card Calculator

Calculate weekly work hours, overtime, and gross pay from time entries

Pet Cost of Ownership Calculator

Estimate first-year and lifetime costs of owning a dog or cat

Emergency Fund Calculator

Calculate how much you need in your emergency fund based on monthly expenses, dependents, and risk factors

Tax Bracket Calculator

See which US federal tax brackets apply to your income and calculate effective tax rate

Wedding Budget Calculator

Plan your wedding budget with category breakdowns and cost tracking

Moving Cost Calculator

Estimate the total cost of moving based on distance, home size, and services needed

CD Interest Calculator

Calculate certificate of deposit interest, maturity value, and compare compounding frequencies with CD ladder strategies

Debt Snowball Calculator

Compare snowball vs avalanche debt payoff strategies with payment schedules and interest savings

Real Estate ROI Calculator

Analyze rental property returns with cash flow projections, cap rate, and 10-year equity growth

Bond Yield Calculator

Calculate current yield, yield to maturity, Macaulay duration, and bond pricing with comparison analysis

Sales Commission Calculator

Calculate sales commissions with flat rate, tiered, base+commission, and draw structures

EMI Calculator

Calculate equated monthly installments for loans with interest breakdown

Car Lease Calculator

Calculate monthly car lease payments, total cost, and compare to buying

Mortgage Prepayment Calculator

Calculate how extra payments reduce your mortgage term and total interest

Rent Affordability Calculator

Calculate how much rent you can afford based on income with budget breakdown and affordability thresholds

Investment Growth Calculator

Project investment growth over time with compound interest, regular contributions, and scenario comparison

Capital Gains Calculator

Estimate capital gains tax on investments, real estate, or other assets

Price Per Square Foot Calculator

Calculate and compare price per square foot for real estate, flooring, and construction projects

Dividend Yield Calculator

Calculate dividend yield, annual income, and yield on cost for stock investments

Business Valuation Calculator

Estimate business value using multiple valuation methods including SDE, EBITDA, and revenue multiples

Stock Average Calculator

Calculate your average cost per share when buying stocks at different prices

CD Ladder Calculator

Plan a CD ladder strategy to maximize interest while maintaining liquidity

Effective Tax Rate Calculator

Calculate your effective tax rate vs marginal rate with bracket breakdown

Property Tax Calculator

Estimate annual property tax based on home value and local tax rate

401k Withdrawal Calculator

Calculate taxes and penalties on early or regular 401(k) withdrawals

Boat Loan Calculator

Calculate monthly payments, total interest, and total cost for a boat loan

Hourly Paycheck Calculator

Estimate your take-home pay from hourly wages after taxes and deductions

Rent Increase Calculator

Calculate the dollar and percentage impact of a rent increase over time

Savings Interest Calculator

Calculate how much interest your savings will earn over time with regular deposits

Cash Flow Calculator

Calculate your monthly and annual cash flow by tracking income sources and expenses

Life Insurance Calculator

Estimate how much life insurance coverage you need based on income, debts, and family needs

College Savings Calculator

Plan and calculate how much to save for college tuition with projected costs and investment growth

Home Equity Calculator

Calculate your home equity, loan-to-value ratio, and potential borrowing power

Cost of Living Calculator

Compare cost of living between locations and calculate the salary needed to maintain your lifestyle

Closing Cost Calculator

Estimate closing costs for buying or selling a home including fees, taxes, and prepaid items

Lease vs Buy Calculator

Compare the total cost of leasing vs buying a vehicle with break-even analysis and multi-year projections

Depreciation Schedule Calculator

Calculate asset depreciation using Straight-Line, Declining Balance, Sum of Years Digits, and Units of Production methods

Child Education Cost Calculator

Project education costs for college and plan savings with tuition inflation, investment growth, and savings gap analysis

Interest Rate Converter

Convert between APR, APY, monthly, daily, and continuous interest rates with growth projections

Roth IRA Calculator

Project Roth IRA growth, compare to Traditional IRA, and plan retirement contributions

House Flip Calculator

Analyze house flip deals with purchase, rehab, and selling costs to estimate profit

IRA Contribution Calculator

Calculate IRA contribution limits, tax deductions, and projected retirement growth for Traditional and Roth IRAs

Take Home Pay Calculator

Estimate your net pay after federal and state taxes, Social Security, and Medicare deductions

Mutual Fund Calculator

Project mutual fund investment growth with SIP contributions, expense ratios, and compound returns

Overhead Cost Calculator

Calculate overhead rate, allocate indirect costs, and analyze overhead as a percentage of revenue or labor

Home Insurance Calculator

Estimate homeowner's insurance premiums based on home value, location, coverage, and deductible

Payback Period Calculator

Calculate how long it takes to recover an investment through cash flows, with simple and discounted payback methods

Net Present Value Calculator

Calculate NPV of an investment by discounting future cash flows, with IRR estimation and profitability index

Stamp Duty Calculator

Estimate property stamp duty and transfer tax by location with UK and US rate schedules

Wire Transfer Fee Calculator

Calculate the total cost of sending money via wire transfer with bank fees, exchange rate markup, and cost comparison

Business Profit Margin Calculator

Calculate gross, operating, and net profit margins with visual breakdown and industry benchmarks

Mortgage Affordability Calculator

Calculate how much house you can afford based on income and debts

Payroll Tax Calculator

Estimate Social Security, Medicare, and FUTA payroll taxes

Trucking Cost Per Mile Calculator

Calculate per-mile trucking costs with fuel, maintenance, insurance, and break-even analysis

Fuel Cost Per Mile Calculator

Calculate fuel cost per mile for any vehicle based on gas price and MPG

Retirement Countdown

Count down the days, hours, and minutes until your retirement date